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Posted 4/3/17 at 11:12 AM | David Fournier

7 Great Ways to Cut Down Your Expenses in 2017

We always talk about saving money but end up spending more! If you have made the resolution to take better control of your money in 2017 then here are 7 great ways to reduce your expenses:

1- Cut Down on Your Monthly Expenses

You can save a good amount of money on an yearly basis if you regularly cut down your monthly expenses.

  • Sign up for automatic debt repayment plans.
  • Ask for credit card rate reduction.
  • Try reducing your cable bill.
  • Cut down on expensive entertainment or dine outs.
  • Cancel unnecessary magazine subscriptions.
  • Use coupons to buy regular grocery items.
  • Stop spending too much on clothing.

2- Reduce Your Energy Costs

Consuming energy costs a lot of money especially in the summer months when the air conditions are running. In order to reduce the energy cost, try the following tips:

  • Promote better airflow into your home.
  • Switch off the lights and AC when not in use.
  • Stop using heat in the washing machine.
  • Switch to LED’s.

Replace old AC’s and other heavy appliances with 5 star rated ones. FULL POST

Posted 3/28/17 at 11:42 AM | David Fournier

Christian Businesses Need Security Too

A strong belief in God is comforting and protects us in times of distress and anxiety. The bible’s words back this up this fact. Surely there are blessings inherent to following the Lord, including protection from evil (Psalm 91:9-12, Psalm 121:5-8). But to use these words like a sword, and expect a calamity-free life, is to invite disaster. Jesus said we would have trouble in this world (John 16:33) and we need to prepare accordingly. After all, God gave us good sense and abilities to avoid potential trouble. So we need to take precautions in every area of our lives. Our business is one of these areas and here are things we need to do to our businesses to protect our workers, ourselves and our property.

Security Lights

Security lights are lights that are placed around your property and triggered by sound or movement. They are usually extraordinarily bright and will illuminate and entire areas of your property. The last thing a burglar wants is to be lit up in a pool of light as he approaches your business. Security lights with motion sensors are essential for any part of your property that might be accessible, but especially the front and back doors and parking lots. FULL POST

Posted 3/25/17 at 2:10 AM | David Fournier

The History of Enterprise Ecommerce & What It Means for Tomorrow’s Shoppers

Shopping and selling online is a fabulous thing. From the comfort of your home you can peruse thousands of digital vendors and purchase pretty much anything your heart desires with the click of a button. Vendors, too, are taking advantage of enterprise ecommerce platforms to reach a global market, even with a limited advertising budget.

But it hasn’t always been this way. Below is a brief overview of the history of ecommerce, developing trends in the industry and what we can reasonably expect from the future.

A Click Back in Time

The specific origins of ecommerce are a little bit murky, especially since the term “ecommerce” wasn’t used coined until 1994 in Frontiers of Electronic Commerce. However, the “seminal act of ecommerce” according to journalist and author John Markoff was the digital sale of marijuana betweenstudents at the Stanford Artificial Intelligence Laboratory and the Massachusetts Institute of Technologyover the military created ARPAnet in 1971.

It was during the 1970s and ‘80s that the first building blocks of ecommerce began to emerge including electronic funds transfers (EFT) and electronic data interchange (EDI). But it wasn’t until 1979 that English innovatorMichael Aldrich invented and demonstrated online shopping by connecting a modified TV set, a real-time transaction-processing computer and domestic phone line to order groceries to a disabled woman’s home. What’s even more astonishing is that the invention made no use of a personal computer (it was operated by TV remote) and connected via telephone number (no website or URL). FULL POST

Posted 3/24/17 at 12:37 PM | David Fournier

5 Moral Standards Landlords Should Live By

In Christianity, being rich isn’t necessarily a bad thing—but it certainly can lead to some bad things, including greed, cruelty, and disregard for others.In Matthew 6:24, Christ states, "No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money."

In a capitalistic society where money is equated with status, and there are ample opportunities to earn that money, this presents something of a conflict of interest. It’s natural to seek profitability and wealth, but we must do so in a way that harmonizes with our core ideals.

The Plight of the Landlord

Homeownership is at its lowest point in over 50 years,according to Green Residential. Millennials aren’t buying homes as often or as readily as previous generations, in part because they’re dubious of the housing market, and in part because they just don’t have the buying power.

Landlords represent a massive inequality between two people; the key defining trait of the landlord is being able to afford a down payment on a home, while a renter cannot. In many cases, the landlord then strives to charge the renter more than his/her average mortgage payment, a situation that could easily lend itself to exploitation. FULL POST

Posted 3/20/17 at 1:25 PM | David Fournier

5 Ways to Improve Safety on Your Next Road Trip

There’s no better way to see the country’s most beautiful sights than by piling into the car for a road trip. The sad thing, though, is that few keep road safety in mind, and often disregard simple precautionary measures before they leave. In this article, we’re going to cover five simple ways to improve safety on your next road trip.

1) Take Your Car in for Service

To set out on a lengthy road trip in an uninspected car is to court disaster. It might break down in the middle of nowhere or worse, in a dangerous neighborhood. Thus, always take your car to a qualified mechanic for a tune up before hitting the road.

The National Highway Traffic Safety Administration (NHTSA) has some tips on what you need to have checked out. They include: seat belts, air conditioning system, and battery. It also recommends you check and top up all fluids, if necessary. If you plan on towing a trailer or driving in hot climates, top up with high viscosity motor oil.

2) Avoid Distractions

Anything that gets your mind off the road should be avoided at all costs. It could be something as simple as wondering whether you activated your SimpliSafe alarm system before leaving the house. In most cases, though, it is texting, looking at a map for directions, or turning to control noisy children in the back seat. Deal with these distractions by keeping the kids entertained with games or music, using a GPS with turn-by-turn directions, and not using your phone while driving. FULL POST

Posted 3/17/17 at 1:46 PM | David Fournier

Preparing Your Car for a Long Trip - The Complete Checklist

A long trip pushes your car to the limit. So, it’s imperative your vehicle be in perfect condition before you head out. Remember, even the smallest problems can turn into a major disaster later if not taken care of. This checklist lists all the important points that you should cover before you hit the road.

Carry Your Car Owner’s Manual at All Times

Grab a copy of the vehicle owner’s manual from the local dealer and keep it in the glove box. Use the helpful instructions inside to handle common problems on the road, such as towing a trailer or changing a flat tire. Download an e-copy onto your laptop or smartphone if you cannot find a physical copy.

Check the Documents

Avoid being pulled up by the cops without any of your documents. Carry your driver’s license with you at all times. Make sure your car is insured. If not, compare car insurance to find the best deal. Getting your car insured before along trip is a good idea. And roadside assistance is a must-have for a solid car insurance policy, especially if you're frequent road travelers. FULL POST

Posted 3/17/17 at 1:43 PM | David Fournier

Why Psychotherapy and Faith Are Not Mutually Exclusive

For generations, it has been a topic of conversation that faith and science, more specifically faith and psychiatry, are somehow mutually exclusive. While that may be the thinking of those faiths that oppose modern medicine in totality, the mainstream religions should be able to understand that science and faith are not diametrically opposed to each other. The benefits to be had from much of our latest technology and many medical innovations can help believers live a better quality of life to practice the faith they adhere to. Psychiatry is one area that seems to bear the brunt of controversy, probably because reason is involved. Here again, reason and faith can reside together in the human psyche if you understand the underlying principles of each.

Reason vs. Faith – Are They Inherently Oppositional?

Part of the problem seems to be that man likes to control his universe. We have put men on the moon, have developed technology that enables us to communicate (in real time) with anyone and everyone around the globe and have machines capable of learning so that they can teach themselves as new obstacles are encountered in what they have been programed to do. We can now cure many kinds of cancer, prevent diseases through vaccines but we cannot cure the common cold. In other words, science which is based on reason is not infallible. FULL POST

Posted 3/9/17 at 11:28 AM | David Fournier

Grow With Grace: How Consultants Can Help Your Church

As Christians, we look to the next world while doing our work in this one, but is your church working as effectively as it could be? According to many Christian leaders – such as Dr. Tim Keller – the church today is stuck.

We get caught on binary expectations – huge growth or loss of faith communities, assimilation or rigid communities of belief – when we should be seeking missionary encounters. But how do we change? And should we?

Change is necessary for the church to survive, but it needs to come from a place of experience and from people with fresh eyes. That means combining an understanding of the world of the church with outsiders from your community.

Consultants may be the answer.

Why Consultants?

There are about as many kinds of consultants out in the world as there are traditional jobs – if you can take on a role from within a business or organization, you can do it as an outsider, sharing expertise. That’s why you’ll find consultants that offer green business trainings, work-life balance courses, and far more unusual offerings. There are even consultants who teach people how to become consultants! FULL POST

Posted 3/1/17 at 11:35 AM | David Fournier

10 American Religious Landmarks You Have to Visit

We know there are many sacred places to visit around the world, but have you ever thought about looking a little closer to home? The USA has some truly wonderful religious landmarks to visit, from the towering churches in California to the unusual chapels in Arkansas. Here are ten American religious landmarks you have to visit…

1. Trinity Church, New York City (NY)

Trinity Church stands in Wall Street with neo-gothic buttresses, stained glass windows and awe-inspiring vaulted ceilings and, until the invention of the skyscraper, Trinity Church’s 280-foot spire was the highest structure in the city. Thankfully, Trinity Church survived 9/11, and the little damage it sustained now plays central role in the church’s remembrance of the tragic event. There is a small museum at the back of the church to explore, and the churchyard is a lovely place to sit quietly on a summer’s afternoon.

2. Thorncrown Chapel, Eureka Springs (AR)

Have you ever wanted to pray among nature? Well, Thorncrown Chapel is the perfect place to do exactly that: this little chapel nestled into the Ozark hills is constructed from glass and offers beautiful views of the surrounding Arkansas woods. The chapel has won numerous architectural awards and is known for being one of the most beautiful and inspiring chapels in the world, so it’s not a place you’ll ever forget. Make the most of over 6,000 feet of glass - it’s a place to sit quietly and contemplate God among nature. FULL POST

Posted 2/28/17 at 10:20 AM | David Fournier

The Right Thing for Businesses to do for Employees

Today, companies have an obligation to their employees to keep them the most prepared for success. To do this, companies need to make sure their employees are properly trained in important subjects that improve safety, productivity and as a result, the company’s bottom line. Therefore, they need to involve classes and other training techniques for all employees. Here are a few areas of training that top the list:

Cyber Security Training

The landscape for cybersecurity is constantly changing and companies need to have all of their employees aware of the latest threats and the newest security measures to combat them. Data breaches may involve malicious programs, unauthorized access into the systems, ransomware, or DoS attacks and with the explosion of social media use, employees must remain vigilant about what might be trying to invade their privacy. FULL POST

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