Last year the Bright Ideas blog shared several infographics about government debt. This infographic by The Credit Examiner focuses on American personal debt instead and reports, "The average American spends $1.33 for every dollar earned."
The infographic lists 11 major reasons Americans overspend. One of the reasons is "giving in to temptation" and another is "can't say no."
The Bible has plenty to say regarding these two problems. In the scriptures we read that self control is a fruit of the spirit.