POST PUBLISHED INDecember, 2009
  • COURTENEY RETURNS TO DISNEY WORLD

    December 28th, 200911:16 AM ET
    Many people have the distinction of being recognized by their first name. If you have been around the family of Cuyahoga Valley Church (CVC) in the past nine years, you likely know that Courteney is the daughter of Christine and Dan Boyle. Christine and Dan were charter members of a movement at CVC known as 707 ministries for young adults. In fact,...
  • Dave Says - December 28, 2009

    December 28th, 200910:04 AM ET
    What kinds of insurance does Dave recommend? Dear Dave,I've got auto insurance, but can you tell me what other kinds of insurance are good to have?Chris Dear Chris,The purpose of insurance is to transfer risk. Specifically, I'm talking about risk that you can't afford to take. Most people can't afford to have a heart attack and triple bypass surg...
  • Dave Says - December 21, 2009

    December 21st, 200911:16 AM ET
    How do I make a lowball offer? Dear Dave,My husband and I are looking at getting a second vehicle. We found one we like, and it's in great shape, but they're asking more than we can afford to pay. Do you have any suggestions on how to make a low offer without insulting someone?Angela Dear Angela,This is a really good question, and I think you're ...
  • Christmas Spirit, 2009

    December 21st, 200910:10 AM ET
    My wife and I spent our first Christmas away from Ohio, in 2006 in historic St. Augustine, Florida. We found all the places that sell chocolate and gelato in between visits to the 400 to 500 year old structures that help define the city's history. We walked where Henry Flagler walked and even worshipped in a church that Flagler built. We heard a co...
  • KARDIAC KIDS & A CHANCE TO RELIVE 1980!

    December 19th, 200903:45 PM ET
    For most of our time in Cleveland, sports and the Browns were part of our lives in more ways than just Sunday afternoons. For many years, we helped the players to organize and lead a Bible study in our home. We often were asked to do the pregame worship services for both the Browns and even more often for the visiting teams who came to battle the B...
  • Dave Says - December 15, 2009

    December 15th, 200910:30 AM ET
    Say no to creating business partners Dear Dave,I own a moving business, and I have a good, smart employee, who is currently my general manager, and he wants to invest in the company. We're growing and doing pretty well right now, but we could still use the money. How would you suggest that I structure things?Daniel Dear Daniel,You're not going to...
  • Dave Says - December 8, 2009

    December 08th, 200911:00 AM ET
    Don't jeopardize your marriage with co-signing! Dear Dave,We've been getting on track financially using your plan, but now my husband's parents wants us to co-sign on a new car. I think it's a bad idea, and have asked him to not do this. We're just on Baby Step 2, so any catastrophe would really set us back. What if my husband does this anyway? Do...
  • THE ABUNDANCE OF STUFF!

    December 07th, 200911:56 AM ET
    When we first started coming to Wesley Chapel, Florida, it was the mid 1980's and there wasn't very much here other than a convenience store and a few gas stations. There wasn't much traffic and in fact one of the main roads (Bruce B Downs Blvd) was so dark and deserted that some of our friends refused to drive it at night. If you happen to cross B...
  • Dave Says - December 1, 2009

    December 01st, 200910:23 AM ET
    Is consolidation a smart move? Dear Dave,I've got my beginner's emergency fund in place, and I'm close to wiping out my consumer loan debt. I still have about $32,000 in debt from six different government-insured student loans, but they're in deferment at the moment. I was wondering if I should try to consolidate them.Jason Dear Jason,Well, you g...
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Original content on business opportunities, and entrepreneur resources plus insights from Christian consultants, coaches and business experts.
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  • David L. Ramsey III (born September 3, 1960) is an American financial writer, radio host, and television personality.