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Subscribe to this bloggerDavid L. Ramsey III (born September 3, 1960) is an American financial writer, radio host, and television personality.
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Dave Says - November 21, 2011
November 21st, 201101:16 PM ETBy Dave RamseyMobile homes are bad investments Dear Dave,I’ve heard you tell people not to buy mobile homes. We bought one when we moved out of our apartment, and it’s been much cheaper for us. Why do you feel this way?Debbie Dear Debbie,It’s simple. Mobile homes go down in value. When you buy a house, it goes up in value in the long run. From a financia... -
Dave Says - November 14, 2011
November 14th, 201112:42 PM ETBy Dave RamseySelling a house at auction? Dear Dave,I have a couple of rental houses, and I was thinking about unloading them at auction instead of renting them out again. What are your thoughts on selling homes at auction?Shannon Dear Shannon,First, let’s take a look at the two types of real estate auctions, absolute auctions and auctions with reserve. With... -
Dave Says - November 7, 2011
November 07th, 201102:44 PM ETBy Dave RamseyCrummy family's lack of boundaries Dear Dave,My grandfather passed away a couple of months ago. I’m 32 and the only relative still living in town, so I helped take care of him and his place so he wouldn’t have to go into an assisted living facility. In his will, he left his entire estate—the house and property plus about $270,000—to me. I... -
Dave Says - October 25, 2011
October 25th, 201110:50 AM ETBy Dave RamseyEverything down Dear Dave,I’m 21 and make $45,000 a year. I’ve heard about your 100 percent down plan to buy a house. I’d like to know more about this, and where I should put the money I’d be saving.JP Dear JP,I like the way you think! But there’s really no big “plan” to what I’m talking about. It’s not rocket science. It’s ju... -
Dave Says - October 18, 2011
October 18th, 201110:43 AM ETBy Dave RamseyNew family, lifestyle changes Dear Dave,I just got married to a wonderful lady with two children. We’ve talked over our financial situation, and we’re determined to get out of debt within two years. This will mean some big changes in our teenager’s lifestyles. How can we break this to them gently?Dan Dear Dan,Having your wife, who is also t... -
Dave Says - October 11, 2011
October 11th, 201110:51 AM ETBy Dave RamseyNot a good idea ... Dear Dave,I live in New York, and even though I follow your advice and live on a budget, it’s really hard to save up for a down payment on a house. My family in South Carolina advised me to buy cheaper property down there, fix it up and flip it to get the money I need. Does this sound like a good plan to you?Adrian Dear Adri... -
Dave Says - October 4, 2011
October 04th, 201110:19 AM ETBy Dave RamseyTime to break out the lunchbox! Dear Dave,I love your plan, but I think my husband is attached to eating out. Budgeting is very hard for him, and the cost of his fast food lunches is making it difficult for us. He’s also taken a salary cut recently, and I’m working a part-time job to help us get by. Can you give him some tough love from a male... -
Dave Says - September 27, 2011
September 27th, 201110:49 AM ETBy Dave RamseyIs online trading okay? Dear Dave,How do you feel about online trading for building a stock portfolio? Assuming that someone has done their homework on which stocks to buy, is there anything else to know about do-it-yourself trading?Kevin Dear Kevin,There’s one very important thing to know – don’t do it! This kind of thing is one rung below... -
Dave Says - September 20, 2011
September 20th, 201111:13 AM ETBy Dave RamseySister needs an attitude adjustment Dear Dave,My older sister hasn’t worked in two years. She hasn’t even looked for a job, she’s 36, and she’s been living with our parents the whole time. They want to set her up in an apartment and pay the rent, but I think this is a bad idea. I love her, but what can you do for someone like this?Dee Dea... -
Dave Says - September 13, 2011
September 13th, 201111:20 AM ETBy Dave RamseyDon't do it! Dear Dave,My husband and I have been married for three months, and we’re debt-free. Right now, we’re trying to save up a 20 percent down payment for a house. I work for a real estate company, and they’re really pushing us to take advantage of a first-time homebuyer deal. The program offers 100 percent financing, no money down an...
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