Protecting Your Hard Earned Money

Protecting Your Hard Earned Money

I am constantly encouraging homeowners to get "Fire Insurance" for their money. It's free and all it takes is a little initiative, a little time, a home and a bank. Banks and savings and loans have long helped homeowners finance life's little surprises by offering a home equity line on their home. This amount is a function of both the equity in your home as well as your credit score. Even though the market for loans is tight and home values are depressed setting up a line with the bank is usually free and will help ensure you have money "when you need it."

Homeowners routinely spend hundreds of dollars, as well they should, and yet most of us, fortunately, will never have a fire at our home. However, all of us in our lifetime will have several financial challenges in our lifetime for which having a "lifeline" or an equity line will do much to help ensure we can overcome financial setbacks will mitigated damages. Always living within your means and being debt adverse are your best defense to financial challenges but having a drop back position in an equity line will help ensure financial difficulties are not as devastating.

John Dillard is an Christian Speaker/Author and Certified Public Accountant. To See how he takes Christ along with him to work visit http://www.hiscpa.com/  and for his latest book Overcoming Life's 9/11's: Job's Journey visit http://www.john-dillard .com/ or all John Dillard CPA today at 770.814.9304 Serving Metro Atlanta for over thirty years.

Dare to Attempt Something so Great for the Kingdom of God that it is doomed to failure, lest Christ be in it!