Daily Affirmations
10/15/15 at 10:46 AM 0 Comments

Can You Help?

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We Must Protect Those Least Able To Protect Themselves
There are some honest debt collectors, but the good ones have to be corrupt. I am VERY well versed in the laws of debt collection, a fact that does not go unnoticed by the representatives I encounter. I had been negotiating a debt, on behalf of a client, with a very helpful rep yesterday, when her Supervisor came on the line. He wasn't so nice....Good.....I've been craving a fight. Finally, the Supervisor threatened to take his house of my client and throw him in jail. This just got GOOD. "Illinois is a one-notification state" I began. "I notified myself that I was recording this conversation and you've just broken not one, but two Federal Debt Collections law. I'll see you in court. Thank YOU so much sir". That ought to take care of the $300 debt.It isn't that I try to get my clients out of payment, it's that I try to use the system to help them pay the debt. I was one of the few who used to be so quick to judge "deadbeats" that I never considered that LIFE happens. In this economy, it is easy to get behind. Were this a status about judgements, I'd have a point, but I'm bringing to light the growing concern that our Seniors are being exploited daily, and while I enjoy a good fight, I can't be everywhere. Please friends, I need help.

1. Keep track of those you know and love. No, you don't have to stalk them, but certain changes in behavior often can and will alert you to abuse, neglect, illness, hunger.
2. Visit. I can't stress this enough. Anyone can be fine over the phone. A unannounced well-check visit will go a long way toward discerning if the one you love is "really okay" or "really in trouble". The excuse, "But Father, she told me she was fine" will NOT cut it on judgment day.
3. Many are not going to ask for help, anymore than YOU'RE going to ask for help. Find a need, fill it. Groceries, errands even a hair appointment will keep you in the loop....and the know.
4. Sudden changes in behavior. Did they go to the hairdresser's religiously, and now won't? Hmmm. Did they keep up on their bills, and now the cable, phone, electricity is shut off? Hmmm. Any deviation from the norm, can and often will, lead you to a discovery that they are in trouble.
5. Finally, never try to confront or solve the issue yourself. There is an agency in Danville, CRIS an arm of the Illinois Department of Aging that can help. You don't even have to leave your name. 217-443-2999

Inasmuch as I love a good fight, I cannot Represent every person I encounter. I try. I try to be very discerning to whom the Lord wants me to assist, but I need your help. These business are making bank off the fear and confusion of a generation of people, who are shamed and guilted into doing what they think is right, even though they either cannot afford it, or frankly, cannot account for it. I had a client pay a debt that wasn't even HERS....SMH. We must, we MUST band together, because none of us are going to escape the perils of aging. What comes around, goes around, and the value of a society is judged by the way they treat their seniors. I for one, want to be judged worthy. Please, go and visit a senior today. I'm not Sally Struthers, but I am begging. Be Blessed. Remember you set the Tone, you ARE the Example. BE KIND to each other. Show GRACE and MERCY to all those who cross your path today. With your Daily Affirmations complete, enjoy your Thursday.

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