CP Blogs do not necessarily reflect the views of The Christian Post. Opinions expressed are solely those of the author(s).

Posted 10/17/17 at 12:56 PM | Margarita Hakobyan

Here Is Why Women Have The Edge in Crowdfunding

It’s no secret that women struggle in the world of venture capital and capital funding. There are many biases built in that work against women, from the way that venture capital firms are most likely to fund people in the area, to the way that few women sit on the boards of venture capital companies. Studies have shown that when two people deliver the exact same pitch, one a woman and one a man, the man is much more likely to received funding.

The question of why women struggle in these areas is multifaceted. A woman of color, or a woman who has children, may struggle to move in the circles of typically white men who are the most powerful venture capitalists. They may face internal biases from those they’re pitching; these investors may be societally conditioned to think of ideas from women as lesser, especially if the woman is also a person or color.

So it was surprising when researchers found that women on crowdfunding sites fared much better in terms of getting their ideas funded. So what made women succeed more easily in these crowdfunding scenarios?

Demographic factors
Crowdfunding approach is very personal and there is no special crowdfunding formula for every event. On many crowdfunding sites, there’s no real push to include many photos of the creation team. The focus is on the product itself. Without looking at the woman in front of them, presenting the final pitch, investors may not need to work past their internal bias and may be able to simply see the product, the story, and the potential. FULL POST

Posted 10/16/17 at 9:32 AM | crystal jerke

Your student loan should not get taxing on your credit

Student loan is a major concern for a good lot of American students in recent times. If we look at the stats, Americans were in $1.3 trillion loan (student) debt by the end of 2016. Worst is, the default or delinquency rate was 11.2% (around $147 billion) the same time. These figures only pronounce an alarming scenario for students across the USA.

It’s true that student loans are great to attain your degrees. However, we can’t deny how the debt comes in way of leading a fulfilling life in near future for many American youth. A rising loan burden translates to lesser opportunities of savings for home, rent or any independent venture in future. Moreover, you would hardly have the basic required savings to start your own family. And in case, you are default or delinquent on your loan- it would spell disaster for your credit score.

Put simply, lack of control on student debt will go a long way in ruining your future plans & limiting your financial freedom big time. But then again, student loan does NOT necessarily mean end of the world- provided you know what routes to take if you get delinquent or default on your loan.

How does this loan debt affect the borrower’s credit? FULL POST

Posted 10/13/17 at 2:18 AM | Sylvie Simms

The Awful Truth About Road Rage | Road rage infects the most unlikely people. Behind the wheel of a four-ton vehicle, the meekest person can become a terror. Maybe they’ve had a bad day. Maybe they were born with a short fuse. Whatever the reason, they lose their senses and become a menace to other drivers.

Posted 10/12/17 at 8:25 AM | Sylvie Simms

Autumn Inspired Wall Coverings | Whether you want to capture an autumn look all year round or simply redecorate for the fall season, you can use these attractive wall coverings for inspiration by JC Licht.

Posted 10/9/17 at 8:42 AM | Addie Davison

5 Financial Errors Damaging Your Credit Scores

Financial errors are related to manual and digital errors occurring in financial statements. These
errors often impact the credit scores as errors in financial statement, affecting the balance sheet
of credit cards. Here are some common errors which can damage your credit score.

1. Late payments

An on-time payment consists of 35 percent of credit score, but that does not mean that one
delayed payment will disturb your credit score. Nevertheless, if you have a history of late
payments, you will suffer badly through it. Same is the case with balance sheet error of late
payments. If a payment is marked by mistake as late in the balance sheet, it will not be reverted
till the person requests the bank to ‘fix my credit’. The person in this scenario should remain
vigilant and asked the bank authorities to revert his balance statement after rectifying the errors.

2. Increasing Debt Ratio FULL POST

Posted 10/6/17 at 9:37 AM | Brian Wallace

San Diego: Amazon's HQ2

Did you know that San Diego has the most patent holders in the United States? That they are slated to become a smart city? That they graduate more college degree holders than any other metro area in the United States? Brush up on your San Diego facts and learn why it's destined to be Amazon's HQ2 destination.

Posted 10/5/17 at 10:48 AM | Brian Wallace

How Well Do You Know Your Customers?

In this day and age if your business doesn't leverage massive amounts of data about customers to form better relationships, you are probably missing out on a lot of business. Learn more about what customers want from this infographic!

Posted 10/5/17 at 10:46 AM | Brian Wallace

Pitfalls Of Younger Entrepreneurs

Starting a business can be tough, but it's even tougher when you are young. There are legal barriers as well as barriers that come from age discrimination. Learn more about ptifalls of young entrepreneurs from this infographic!

Posted 9/29/17 at 11:31 AM | Brian Wallace

Millennials Are Changing Retail

It's time to get with the times, especially if you have a retail based business. Millennials are changing the retail game for good. Learn more about Millennial shoppers from this infographic!

Posted 9/29/17 at 11:29 AM | Brian Wallace

YOU Are A Hacker's Target

Allowing yourself to believe that you could never be a hacker's target is the single best way to ensure your small business will go out of business. Learn more about how Network as a Service can save your business from this infographic!

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