Women's roles in society
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Margarita Hakobyan

Margarita Hakobyan is an entrepreneur, wife and mother of two armed with an MBA from the University of Utah in International Studies and International Business.

Posted 10/23/17 at 3:10 PM | Margarita Hakobyan

Bitcoin Retirement: Women Investors Are Missing Out

 Women planning for retirement face unique challenges. It may be the year 2017, but women still earn 80 percent of what their male counterparts are paid. When you couple lower earnings with a women’s longer life span and time off to raise a healthy family, their retirement savings often end up falling short of needed levels. In fact, the wage-earning women of today have 50 percent less in their retirement savings accounts than men. While these facts paint may a discouraging picture, they don’t have to be the way the story ends. Women looking to make-up the difference in their retirement funds need to look to alternative investments. Right now, the investment with the highest growth potential is a Bitcoin IRA.

For those unfamiliar, Bitcoin is a digital currency that came onto the market in 2009. It differs from traditional money (i.e. the dollar) in that it is not controlled by a centralized agency like a bank or the government. Its value has grown from being worth $0.003 at its inception to over $5,000 per Bitcoin in 2017. Projections for Bitcoin swing from $10,000 in the next few years to $500,000, which means that even a small investment could become a more than comfortable next egg by retirement. That incredible growth alone should make it an attractive investment to women looking to secure their future in retirement funds. However, at the moment very few women are investing in Bitcoin. FULL POST

Posted 10/17/17 at 12:56 PM | Margarita Hakobyan

Here Is Why Women Have The Edge in Crowdfunding

It’s no secret that women struggle in the world of venture capital and capital funding. There are many biases built in that work against women, from the way that venture capital firms are most likely to fund people in the area, to the way that few women sit on the boards of venture capital companies. Studies have shown that when two people deliver the exact same pitch, one a woman and one a man, the man is much more likely to received funding.

The question of why women struggle in these areas is multifaceted. A woman of color, or a woman who has children, may struggle to move in the circles of typically white men who are the most powerful venture capitalists. They may face internal biases from those they’re pitching; these investors may be societally conditioned to think of ideas from women as lesser, especially if the woman is also a person or color.

So it was surprising when researchers found that women on crowdfunding sites fared much better in terms of getting their ideas funded. So what made women succeed more easily in these crowdfunding scenarios?

Demographic factors
Crowdfunding approach is very personal and there is no special crowdfunding formula for every event. On many crowdfunding sites, there’s no real push to include many photos of the creation team. The focus is on the product itself. Without looking at the woman in front of them, presenting the final pitch, investors may not need to work past their internal bias and may be able to simply see the product, the story, and the potential. FULL POST

Posted 9/26/17 at 3:28 PM | Margarita Hakobyan

Why Are Women So Underrepresented In the Cryptocurrency Community?

According to surveys conducted by Coindesk in 2015; more than 90% of the Bitcoin users in the market were “young, pale, techie, and male.” Other surveys have put the number of women using cryptocoins at less than 2%. Also in 2015, Felix Salmon wrote in Mother Jones about the inequality of women in the cryptocurrency world, and how that would ultimately keep the currency from seeing widespread adoption.

Salmon looked specifically at potential markets in sub-Saharan Africa, for example, where national currencies can be inherently complicated. A young woman there using Bitcoin to receive international payments through a small business isn’t choosing a currency based on ideological values. She wants to receive and spend money efficiently and easily. Letting her do so will help keep her in school, healthy, and help her avoid pregnancy until she chooses to start a family.

So why are cryptocoins so appealing to young libertarians and so unappealing to everyone else, especially women? FULL POST

Posted 9/5/17 at 2:07 PM | Margarita Hakobyan

How Men and Women Evaluate Losses Differently in Business

When talking about male and female differences, it is worth reminding us that it all is rooted back to nature, by justifying this fact with an initial creation of two different forms of human beings- man and a woman. As it is in other spheres of life the same goes for business as well: Men and women evaluate their strength, achievements, and losses differently in business.

Why? Because men and women have different psychology, a different way of thinking and as we are used to say “We come from two different planets”. The battle or comparison of genders has started many years ago and continues till now.

When it comes to managing businesses, men are generally more spontaneous when making decisions, while women tend to be more attentive and careful before opting for something in a business world.

In this article, we will try to shed a light on the ways and differences on how men and women act in stressful situations when it comes to losses in business and how they evaluate their losses differently in business.

Below are some of the key differences between male and female business thinking: FULL POST

Posted 8/8/17 at 7:07 PM | Margarita Hakobyan

Why Do Women Love Snapchat So Much?

A report released by Snapchat stated that 70% of Snapchat users identify as women. Their primary demographic is also those within 18-34 years old. To many businesses, this is a key demographic; women are generally agreed to be more brand loyal, and Millennials in general have significant buying power. Understanding why women use Snapchat is a key piece of connecting with customers over this social media platform.

More Fun Way Of Texting
Many women discuss liking Snapchat as a more visual and fun way to send text messages. When Instagram first started, it was mostly full of users taking random pictures of their meals or their day, and sharing them amongst friends.

Now, Snapchat seems to have replaced that function. Group texts are still a great way to share wordier messages, but a quick snap shares a cute moment from your day or shows you enjoying the fun of wearing a pair of animal ears and cute eyes.

Sharing Random Thoughts
Texting has become more formal and less fun as more and more people use it as a communication method. Texting all your friends is less fun when you’re also texting your boss. Using fun, goofy images to help you share fun moments throughout your day is a more entertaining way to share information with close friends. FULL POST

Posted 6/29/17 at 9:40 PM | Margarita Hakobyan

Top 6 Peaceful Places for Women To Explore with Pets

Many women are the emotional centers of their families. In our modern world they often work full time even as they take on the primary responsibility of child-rearing, care for parents or other loved ones, and often do most of the housework. It’s no wonder that women get overwhelmed and need some time away.

But taking time away doesn’t always mean living your favorite puppy behind. If you want to travel with your canine companion, you may need to do some extra research to make sure that your destination is pet friendly. Many locations even offer special amenities for your four footed friends.

Find some peaceful and beautiful places to explore, especially if you’re bringing your pets along for the ride.

Big Bear Vacations

As a year-round vacation destination, the California community of Big Bear Lake can’t be beat. Located just a bit northeast of San Bernadino, the lake itself is the biggest recreation lake in southern California. With activities and events throughout the area, visitors are sure to enjoy themselves. Around the lake itself, leisure activities and outdoor adventures provide visitors all the possibilities they can imagine.

If you want to bring your pets with you to Big Bear Lake, a number of accommodations are pet friendly. Instead of trying to find a baby-sitter for your lovely companion, you may enjoy a vacation rental without needing to leave your most beloved friend behind.

Salamander Resort and Spa

If you’re looking for a spa weekend, Salamander Resort & Spa in Middleburg, Virginia, is an excellent choice. Located in the heart of Virginia’s hunt country, the community is full of horses and people who love them. The historic shopping district offers unique stores, high end boutiques, and equestrian shopping.

Few spas around the country are pet-friendly, so Salamander stands out from the competition due to its pet friendly policies. Get a relaxing facial, enjoy the time in the countryside, and keep your treasured dog nearby.

Hyatt Regency in Scottsdale

If you’re looking for the desert version of Miami, the Arizona city of Scottsdale is a pretty close match. With a vibrant nightlife, a wide array of shopping opportunities, and significant arts and culture venues, Scottsdale is a fantastic location for those who want to party, shop, and enjoy what the world has to offer.

The hotel itself is a work of art, with flowering cactus, framed by the McDowell Mountains, and nearby to amazing outdoor adventures. The hotel itself offers golf, a water park, and spa opportunities. If you like your relaxation to come with a side of excitement, this vacation might be just right for you. And of course, the Hyatt Regency has a number of pet friendly rooms.

Mountain Top Inn and Resort

Looking for a winter get away with your favorite canine companion? Chittenden, Vermont, offers year round beauty, from the warmth and excitement of summer to the beauty of leaf seasons, to the outdoor opportunities in winter. This resort offers your dog their own bed, food and water bowls, and a special welcome treat of a cookie.

Bring your favorite canine companion with you to this gorgeous resort.

Red Mountain Resort

If you want to see the red rock areas but you don’t want to leave your puppy behind, the Red Mountain Resort in Utah is a fantastic choice. Human visitors get unforgettable hiking tours, amazing dining options and an unbelievable spa, while dogs are greeted with food and water bowls and organic treats. While you may enjoy your health lecture or evening yoga session nearby a large breath-taking canyon, the resort would accommodate dogs in its huge backyard, giving them plenty of room to romp and play. Some of the resort activities even include puppy friends.

The Muse

This New York City hotel is so committed to its pet friendliness that it even has a Director Of Pet Relations. Ginger the teacup Pomeranian is happy to make sure that all accommodations are pet friendly and delightful to dogs. Of course the amenities for humans are lovely as well, from the proximity to Times Square to the options for in-room pedicures and welcome packages.

Wherever you’re looking to travel, if you search hard enough, you can probably find pet friendly amenities for you and your favorite pup to vacation together. Even if you are seeking around a particular location in other resort communities, you may be able to search local websites to find listings of cabins, rental homes, and resorts, which are friendly to pets. This can take a lot of the hassle out of organizing a trip.

If you want to vacation on your own, then you should, but if you want to bring your four legged friend with you, find a pet friendly destination and enjoy the trip with your best friend.

Posted 4/12/17 at 1:23 AM | Margarita Hakobyan

How Working Environments Affect Women

Many different studies have shown employers that environmental factors in the workplace have a noticeable effect on workers. Since many companies are focusing on retaining more female employees and improving their overall diversity, understanding how work environments have a particular effect on women can be key to making positive changes. Here are some of the problems that employees face in the workplace environment, and what a company can do about them.

Air Quality
Poor air quality is a tremendous drag on the wellbeing of employees. Without clean air quality, employees may struggle with dehydration and poor energy levels, as well as respiratory health issues. How companies manage their air quality will be affected by whether the building is primarily closed, with interior ventilation and air conditioning, or open, with windows and doors that allow natural air to move through.

If the building is closed, it is crucial that vents be cleaned regularly, and that the air circulation system be maintained. Remember that men and women experience temperature differently, and that it is important for all workers to be comfortable for maximum productivity. FULL POST

Posted 1/26/17 at 2:36 AM | Margarita Hakobyan

American Business Women Are On The Move

With American women now owning more than 9 million businesses in the United States, according to last year’s data from SCORE, it is quite clear that the number of women stepping into the world of entrepreneurship is on the rise.

There are many reasons for this: a tumultuous economy combined with many societal pressures to take care of both children and older family members have created a “sandwich generation” that can more easily meet all of their obligations when their work schedules are a little more flexible.

Many women are starting their own business wherever they happen to live; with high speed internet and a decent laptop, it is entirely possible to step into many different branches of entrepreneurship without much of an investment. Other women are pursuing more traditional entrepreneurial paths and relocating to cities that have a reputation for being good for startups.

Women still face many barriers to successful business ownership. Factors such as lenders with experience funding small businesses and mentors can do a great deal to mitigate those barriers. SO what are some of the areas in the United States that are doing a great job making business opportunities available to women? FULL POST

Posted 11/17/16 at 2:44 PM | Margarita Hakobyan

Making The Holiday Season Brighter For Women

If you’re looking to brighten up the holiday season for a woman in your life, you may be ready to get creative. Here are a few ideas that might be exactly what she needs to relax and enjoy the holiday season.

Pack Smart When Traveling
Take packing stress off her list by remembering little details, like mailing presents to their destination ahead of time, or packing gift cards in your suitcase. For super easy relaxation at your destination, make sure that everyone’s pajamas and toiletries are packed all together, so that you don’t have to rifle through every suitcase to get into bed.

Listen To What She Wants
If you’ve asked a woman what she wants to get for a holiday gift, she might say nothing. Some people insist they don’t want anything so that they can feel okay getting gifts, but many people truly mean that they don’t want anything. Maybe their house is too full already, or they feel that they have enough while others do not. In this case, consider donating to a charity that the woman in question would support herself.

There are many amazing charities around the world that support women and girls. Do a little research, find one that works within her stated goals, and then give her the gift receipt as her present. FULL POST

Posted 10/10/16 at 2:45 PM | Margarita Hakobyan

5 Ways Women Can Manage The Stress Of Running A Business

As a woman entrepreneur, the fact is that you are likely to be forging a new path, wherever you go. While women have always worked and owned businesses to some degree or another, the number of women owning businesses has greatly expanded in recent years. This is good news for the economy, and for women at large, but it can also be stressful.

Women tend to have a harder time than their male counterparts getting adequate funding for their businesses, and they may struggle to find mentors who understand the specific challenges that face women business owners. This is especially true from women who have multiple marginalizations – women who are also people of color, LGBT, or disabled, for example.

These five tips can help women business owners manage and cope with the stress that comes from being your own boss.

Find someone to talk to
Whether it’s your best friend or a therapist, if you have significant stress in your life, you need somewhere to talk about that stress which isn’t your primary relationship. While your partner can be an amazing support, it can be hard for them to be entirely focused on your struggles when the financial health of the business supports them as well. FULL POST

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